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Welcome to our redesigned Mortgage Center. We look forward to putting our mortgage services to work for you!

Waterford Bank, N.A is here to help you navigate the mortgage process from start to finish.We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Free pre-qualifications! Being prequalified for a mortgage is the best way to know how much you can borrow and allows you to shop for your home with confidence knowing that you can afford the mortgage. Contact one of our experienced lenders to apply for your pre-qualification today.

Personal Service You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice.

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Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. FHA, VA, USDA,  & Construction loans are also available!

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Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, a member of our experienced lending team will contact you for next steps, and you can check loan status at your convenience.

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Rate Match Review Get the rate you're looking for, backed up by the expertise of a Waterford Bank, N.A. Mortgage Lender. If you find a lower mortgage rate with a competitor, we will match it. Certain restrictions apply. Find out more.


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Waterford Bank, N.A. NMLS - 520256
3900 N. McCord Rd, Toledo, OH  43617
Toll Free:  (866) 707-2871
Office:  (419) 720-3900
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